The Hong Kong Money Lender Licence (colloquially known as the "loan operator licence") is fully regulated under the Money Lenders Ordinance (Chapter 163 of Hong Kong Laws. Any entity conducting money lending, financing or credit businesses in Hong Kong is required to hold this licence. Unlicensed money lending constitutes a criminal offence. Relevant loan agreements will not be protected by law. Offenders face a maximum fine of HK$1 million and imprisonment, and they cannot recover interest through court proceedings.
消费贷款
商业贷款
P2P贷款平台
BNPL业务
中小企业融资
Fintech Lending
小额贷款平台
供应链金融平台
消费金融公司
香港公司
董事适格性审查
资金来源证明
风险管理制度
牌照申请
合规制度设计
放贷协议审核
持续合规顾问
