The Hong Kong Money Lender Licence is fully regulated by the Money Lenders Ordinance (Cap. 163). A licence is required to carry out any lending, financing, or credit business in Hong Kong. Unlicenced lending is a criminal offence: the loan agreement receives no legal protection, offenders face a maximum penalty of a HK$100,000 fine and imprisonment, with interest irrecoverable through the courts.
Consumer Lending
Commercial Lending
P2P Lending Platforms
BNPL Services
SME Financing
Fintech Lending
Microloan Platforms
Supply Chain Finance Platforms
Consumer Finance Companies
Hong Kong Company
Director Suitability Assessment
Proof of Source of Funds
Risk Management Framework
Licence Application
Compliance Framework Design
Loan Agreement Review
Ongoing Compliance Advisory
